Privacy Policy
We care about your privacy
Your privacy is important to us at Bujeti. We respect your privacy regarding any information we may collect from you across our website.
Introduction/Scope
This Privacy Policy (the “Policy”) stipulates the basis for the collection, use, and disclosure of Personal Data (hereinunder defined) from users of this Website by Bujeti Limited (“Bujeti”, the “Company”, “We”, “Our” or “Us”) in line with the Nigeria Data Protection Act 2023, the General Application and Implementation Directive and other legislations on the protection of Personal Data (collectively referred to as the “Data Protection Laws”).
This Policy applies to customers, staff, vendors, visitors, and even third parties (individually referred to as “You”) of our Website and other online services to which this Policy is posted (collectively, our “Services”). This Policy does not cover any information that we may receive about you through sources other than the use of our website. The Website may link out to other websites, but this Policy does not and will not apply to any of those linked websites. We are committed to the protection of your privacy while you use our website.
This Policy is part of our Terms of Use. By accessing or using our Services, you agree to this Policy and our Terms of Use. The provisions contained in this Policy supersede all previous notices and statements regarding our privacy practices with respect to our Services. If you do not agree to every provision of this Policy and our Terms of Use, you may not access or use our Services.
By continuing to use our Services, you acknowledge that you have had the chance to review and consider this Policy, and you acknowledge that you agree to it. This means that you also consent to the use of your information and the method of disclosure as described in this Policy. If you do not understand the Policy or do not agree to it, then you agree to immediately cease your use of the Website.
This Policy describes why and how we collect and use personal information about our customers, clients, vendors, and visitors (data subjects). It also highlights with whom we might share personal Information and how long we keep such information. It also makes data subjects aware of their rights under the Data Protection Laws.
1. Interpretation and Definitions
Interpretation
Words with capitalised initials have meanings defined under the following conditions. These definitions shall have the same meaning whether they appear in singular or plural form.
Definitions
For the purposes of this Policy:
“Account” means a unique account created for a user to access or utilise certain features or functionalities of the Service.
“Affiliate” means any entity that directly or indirectly controls, is controlled by, or is under common control with Bujeti Limited, including subsidiaries, holding companies, or joint venture partners.
“Company”, “Bujeti”, “We”, “Us”, or “Our” refers to Bujeti Limited, including its employees, representatives, and authorised agents.
“Commission” means the Nigeria Data Protection Commission, the regulatory authority responsible for the administration and enforcement of data protection laws in Nigeria.
“Country” means the Federal Republic of Nigeria.
“Device” means any device capable of accessing the Service, including but not limited to computers, mobile phones, tablets, or other internet-enabled devices.
“Personal Data” means any information relating to an identified or identifiable natural person, as defined under the Data Protection Laws.
“Service” means the platforms, products, websites, applications, and related services provided by Bujeti Limited, including any tools, features, payment solutions, or other offerings made available through its digital infrastructure.
“Service Provider” means any natural or legal person that processes Personal Data on behalf of the Company, including third-party vendors engaged to facilitate the Service, provide technical infrastructure, or perform services related to the operation and improvement of the Service.
“Usage Data” means data collected automatically through the use of the Service or from the Service infrastructure itself, including but not limited to IP address, browser type, device identifiers, pages visited, and timestamps.
“Website” means any website operated by or on behalf of Bujeti Limited, including associated webpages and digital interfaces through which the Service is made available.
“You” or “User” means any individual accessing or using the Website or the Service, or any organisation or legal entity on whose behalf such individual accesses or uses the Service, as applicable.
The above definitions shall have the same meaning regardless of whether they appear in singular or plural.
2. Roles
Our Data Protection Officer (DPO) shall be responsible for ensuring that this document is correct and up-to-date. The DPO also ensures that data subjects are duly notified prior to the collection and processing of their Personal Data by Bujeti, including data collected via Bujeti 's website. All Bujeti employees/staff who interact with Personal Data must also ensure to follow the provisions in this policy document.
3. About Bujeti Limited
Bujeti Limited is incorporated under the laws of the Federal Republic of Nigeria, with our registered office at Plot 1B, Block 129, Jide Sawyerr Drive, Lekki Phase 1, Lagos.
We provide adapted financial services to Micro, Small, and Medium-sized Enterprises (MSMEs) and individuals in Nigeria.
Bujeti is a reputable technology-driven financial institution that is recognized for innovation, superior performance, and creation of premium value for all stakeholders.
4. What Personal Data Do We Need?
Depending on how you interact with our website, platform, or services, different types of Personal Data may be collected and processed by Bujeti through various means.
a. Registered Users
If you register to use our platform or services, you may be required to provide certain Personal Data during the onboarding or registration process. This information is collected through your voluntary disclosure and may include:
Identity Data: Name, date of birth, government-issued identification documents, and verification details.
Contact Data: Email address, telephone number, and residential or business address.
Profile Data: Username, password, and other information used to create and maintain your user profile.
Financial Data: Bank account details, Bank Verification Number (BVN), debit or credit card details, account balances, beneficiary details, and other financial information necessary to support onboarding, compliance checks, and transaction processing.
Transaction Data: Information relating to payments, transfers, purchases, or other financial transactions carried out through our services, including transaction history and beneficiary details.
By completing the registration process, you consent to the collection, storage, and use of your Personal Data in accordance with this Policy.
b. Unregistered Users
If you access our website without registering for an account or service, certain information may still be collected automatically through passive data collection technologies.
This may include:
Technical Data: Internet Protocol (IP) address, browser type and version, operating system, time zone settings, device identifiers, and other technical information relating to the device used to access the website.
Usage Data: Information about how you interact with the website, including pages visited, time spent on pages, navigation paths, and session information.
Location Data: Approximate location derived from IP address or device settings where applicable.
Cookies and Tracking Technologies: Information collected through cookies and similar technologies as described in our Cookies Policy.
c. All Users
The passive data collection methods described above may also apply to all visitors and users of the website or platform, regardless of whether they have created an account.
d. Financial and Transaction Information
In order to support financial services, onboarding procedures, regulatory compliance, and transaction processing, Bujeti may collect and process financial information including:
Bank account details and bank statements
Bank Verification Number (BVN) or other identity verification data
Transaction history and payment records
Debit or credit card information
Financial position, income and expenditure details where required for compliance purposes
e. Communication and Contact Information
We may collect Personal Data when you communicate with us through various channels, including:
Face-to-face meetings
Telephone calls
Emails
Letters or written correspondence
SMS or other messaging platforms
This may include your name, contact details, and the content of communications exchanged with us.
f. Recruitment and Employment Data
If you apply for employment or engage with Bujeti during a recruitment process, we may collect Personal Data, including:
Name
Email address
Curriculum vitae (CV) and professional history
Educational qualifications
Any additional information voluntarily submitted during the recruitment process
This information is used solely for recruitment, evaluation, and hiring purposes.
g. Marketing and Communication Preferences
You may choose to provide Personal Data such as your name and email address in order to receive marketing communications, newsletters, or service updates from us.
Where such information is collected:
You will be required to affirmatively opt in to receive marketing communications.
You may withdraw your consent or unsubscribe at any time.
h. User Experience and Service Improvement
From time to time, we may request additional information such as demographic information, feedback, or service preferences in order to:
Improve the functionality of our website and services
Personalise user experience
Develop new products or service features
Providing this information is voluntary.
i. Affiliates and Related Entities
We may share Personal Data with affiliates, subsidiaries, and trusted partners of Bujeti where necessary to provide services or support operational functions.
Any such sharing will only occur where the receiving entity agrees to adhere to equivalent data protection and confidentiality standards as outlined in this Policy.
j. Usage and Device Information
Usage Data is collected automatically when interacting with our website or services and may include:
Device Internet Protocol (IP) address
Browser type and version
Pages visited and time spent on those pages
Device identifiers and diagnostic data
Approximate geolocation data
This information helps us analyse usage patterns, improve service performance, and maintain platform security.
k. Sensitive Personal Data
Where the Personal Data collected includes special categories of sensitive Personal Data, Bujeti will process such data only where a lawful basis exists under applicable data protection laws, including:
Explicit consent of the Data Subject
Compliance with a legal or regulatory obligation
Establishment, exercise, or defence of legal claims
By using our website or services, you acknowledge that your Personal Data may be collected and processed in accordance with this Policy. Bujeti is committed to processing Personal Data fairly, lawfully, and transparently, while respecting the rights of individuals and maintaining appropriate safeguards for the protection of Personal Data.
5. How We Handle Your Personal Data
The Personal Data you provide to us is:
(a) processed fairly, lawfully, and in a transparent manner;
(b) collected for a specific purpose and is not processed in a way that is incompatible with the purpose for which Bujeti collects it;
(c) adequate, relevant, and limited to what is necessary in relation to the purposes for which it is processed;
(d) kept accurate, secure, and, where necessary, kept up to date
(e) kept no longer than is necessary for the purposes for which the personal information is processed;
(f) processed in accordance with the Data Protection Laws;
Please note that Bujeti shall not sell your Personal Data, and we also will not permit the selling of customer data by any company that provides a service to us as our Service Providers are bound by confidentiality agreements and are obligated to process data in accordance with the Data Protection Laws.
6. Why We Need the Data
Bujeti ensures that the Personal Data collected and processed is necessary for the purpose of collection, and shall not collect or process more data than is reasonably required for a particular processing activity.
6.1. Use of Information for Marketing Purposes
In accordance with the Nigerian Data Protection Act 2023 and other applicable data protection regulations, we may utilize the personal information collected from you for marketing purposes. This includes, but is not limited to, sending you promotional materials, updates on our services, and other communications that may be of interest to you.
We assure you that any marketing communications will be sent only if you have given your explicit consent to receive such information. You retain the right to withdraw your consent at any time by contacting us through the details provided in this Privacy Policy. The withdrawal of consent will not affect the legality of any data processing carried out prior to such withdrawal.
We are committed to ensuring that your Personal Data is processed in accordance with the highest standards of data protection and privacy.
6.2. Customer Onboarding and Identity Verification
In order to provide our services and maintain a secure platform, Bujeti may collect and process Personal Data to verify the identity of users and businesses during the onboarding process. This may include the collection and verification of identification information such as name, date of birth, government-issued identification, and other information required to establish the identity of individuals or entities registering to use our services.
This process may also involve conducting Know Your Customer (KYC) and identity verification checks, confirming account ownership, and ensuring that individuals and businesses using our services meet applicable regulatory and compliance requirements. These measures are necessary to ensure the integrity of our platform and to prevent the misuse of financial services.
6.3. Provision of Financial and Payment Services
Bujeti processes Personal Data to facilitate the delivery of financial and payment-related services offered through our platform. This includes enabling users to manage financial transactions, make payments, manage expenses, and access other financial tools or services provided by the Company.
The processing of such data allows us to operate our services efficiently, ensure that transactions are executed accurately, and maintain the overall functionality and reliability of the platform.
6.4. Transaction Processing and Record Keeping
Personal Data may also be processed for the purpose of executing, validating, and maintaining records of financial transactions carried out through our platform. This includes processing payment instructions, maintaining transaction histories, managing beneficiary information, and ensuring that financial records are accurately maintained.
Maintaining accurate transaction records is necessary for operational purposes, dispute resolution, internal auditing, and compliance with applicable financial reporting obligations.
6.5. Regulatory and Legal Compliance
Bujeti may process Personal Data to comply with applicable legal, regulatory, and compliance obligations. This includes obligations arising under financial services regulations, anti-money laundering (AML) laws, counter-terrorism financing requirements, and other regulatory frameworks that apply to our operations.
Where required, Personal Data may be disclosed to relevant regulatory authorities, law enforcement agencies, or other authorised bodies in order to comply with legal obligations, regulatory investigations, or lawful requests.
6.6. Fraud Prevention and Security
The Company may process Personal Data in order to detect, prevent, and investigate fraudulent activities, unauthorized access, suspicious transactions, or other activities that may compromise the security of our systems or the safety of our users.
These measures may include monitoring transactions, analysing behavioural patterns, identifying irregular activities, and implementing appropriate security controls designed to protect the integrity of the platform and the Personal Data entrusted to us.
6.7. Service Delivery and Platform Management
Personal Data may also be processed to support the operation, maintenance, and continuous improvement of the Bujeti platform and related services. This includes maintaining system functionality, diagnosing technical issues, improving system performance, and ensuring that our digital infrastructure operates efficiently and securely.
Processing Personal Data for these purposes enables us to provide a reliable, secure, and high-quality service to users.
6.8. Customer Support and Communication
Bujeti may process Personal Data in order to communicate with users regarding their accounts, transactions, inquiries, service updates, and requests for support. This may include responding to customer service inquiries, resolving complaints, providing technical assistance, and notifying users of important service-related information.
These communications are necessary to ensure that users are able to effectively access and use our services and receive timely assistance when required.
6.9. Analytics and Service Improvement
We may also process Personal Data to analyse how users interact with our website, platform, and services. This analysis helps us understand user behaviour, evaluate service performance, and identify opportunities to improve the functionality and efficiency of our offerings.
The insights derived from such analysis may be used to enhance user experience, optimise service delivery, develop new features or products, and ensure that our services continue to meet the evolving needs of users.
7. Legal Grounds for Processing
Bujeti identifies, establishes, defines, and documents the specific purpose of processing and the legal basis for processing Personal Data (including any special categories of Personal Data processed) before any processing operation takes place under:
(a) Consent obtained from the data subject
(b) Performance of a contract where the data subject is a party
(c) Legal obligation that Bujeti is required to meet
(d) Protect the vital interests of the data subject, including the protection of rights and freedom of the Data Subject.
(e) Official authority of Bujeti or to carry out the processing that is in the public interest.
(f) Processing required under a national law, such as biometric data.
7.1. Purposes of Processing Lawful Basis of Processing
The Company may use Personal Data for the following purposes:
(a) To provide, operate, and maintain our platform and Website, including monitoring usage and ensuring the security, availability, and performance of our systems.
(b) For the development, execution, and compliance of contracts for the products, services, or financial solutions you have purchased, subscribed to, or otherwise engaged with through our platform.
(c) Bujeti may process Personal Data to validate, verify, and manage information provided by vendors or third-party partners, ensuring that all supplier and partner records are accurate, up to date, and compliant with contractual obligations.
(d) Bujeti may process Personal Data of employees, job applicants, and candidates as part of recruitment, onboarding, employment administration, and human resource management, in order to fulfil contractual obligations and manage employment relationships effectively.
(e) To contact you via email, telephone, SMS, or other electronic communications regarding your account, transactions, service updates, security notifications, or other information necessary for the proper delivery of our services.
(f) To create, manage, and administer user accounts, including identity verification, onboarding, and access controls on the platform.
(g) To provide you with news, updates, promotional offers, and information about other products, services, or events offered by Bujeti that are similar to those you have already purchased or shown interest in, unless you have opted out.
(h) To attend to and manage your requests, inquiries, complaints, or other interactions with us, ensuring proper customer support and service resolution.
(i) To evaluate or conduct mergers, acquisitions, divestitures, restructurings, reorganizations, sales, or transfers of assets, whether as part of ongoing business operations, bankruptcy, liquidation, or similar proceedings, where Personal Data may be among the assets transferred.
(j) To analyse data for business intelligence purposes, including identifying usage trends, evaluating the effectiveness of marketing campaigns, improving services, products, features, and the overall user experience.
(k) To store Personal Data using cloud-based or other electronic storage solutions within or outside Nigeria, including with trusted third-party providers, in order to improve efficiency, scalability, and technology performance.
(l) To comply with legal or regulatory obligations, including those imposed by the Nigeria Data Protection Commission or other authorities, requiring the maintenance of records, reporting, or disclosure of Personal Data.
(m) To transfer Personal Data across borders to affiliates, partners, service providers, or technology vendors as necessary for service delivery, operational support, or regulatory compliance, ensuring appropriate safeguards are in place.
7.2. Processing of Personal Data Based on Consent
Where applicable, Bujeti will require the explicit consent of customers, visitors, and other relevant stakeholders to process collected Personal Data.
Visitors to Bujeti website are expected to read and understand the website's privacy notice and then agree to the website’s terms of use. And by consenting to the privacy policy, data subjects are giving Bujeti permission to use/process their Personal Data specifically for the purpose identified before collection.
On this ground, if any data subject (customer, client, visitor, vendor, staff, or third party) does not agree to Bujeti collecting and processing their Personal Data, such individual is not allowed to enjoy Bujeti service(s) where applicable.
If, for any reason, Bujeti is requesting sensitive Personal Data from its stakeholders (external and internal), the individuals will be rightly notified why and how the information will be used.
7.3. Privacy of Children
Where processing relates to a child under 18 years old, as in the case of NDPA Bujeti shall demonstrate that consent has been provided by the person who holds parental responsibility over the child. Bujeti shall demonstrate that reasonable efforts have been made to verify the age of the child and establish the authenticity of the parental responsibility taking into consideration available technology.
7.4. Withdrawal of Consent
Irrespective of initial consent given, an individual can withdraw their consent at any time by making a withdrawal of consent request.
Data Subject (customer, client, visitor, vendor, staff, or third-party) shall demonstrate withdrawn consent to the processing of his or her Personal Data with a written instruction from the data subject.
For child consent, the holder of parental responsibility over the specified child shall demonstrate withdrawn consent via a written instruction from the parent. Bujeti will also demonstrate that reasonable efforts have been made to establish the authenticity of the parental responsibility when withdrawing consent for the specified child, considering available technology.
Where applicable, the Data Protection Officer will inform the relevant process owner of this change, and the processing activities that relied upon the consent will be stopped immediately, in accordance with the relevant process.
8. Categories of Data and Recipients
We may share your Personal Data with trusted third parties like Service Providers from time to time or all the time to help us in providing access to our services. These Service Providers may include the following:
(a) Cloud service providers
(b) Email and analytics platforms (e.g., Mailchimp, Google Analytics)
(c) Legal or regulatory bodies (only where required by law)
(d) Affiliates, subsidiaries, and cross-border partners
(e) AI infrastructure partners
(f) Third party providers
9. Use of Cookies
The website uses cookies provided by trusted third parties, such as Google Analytics, to help us understand and improve users experience on the website.
Bujeti may use the information we obtain from your use of our cookies to:
Recognize your computer when you visit our website.
Track you as you navigate our website.
Improve the website’s usability (including our Live Chat application to answer questions you have in real time.
Analyze the use of our website - such as how many people visit us each day, and
Manage the website.
Users can disable cookies and prevent the setting of cookies by adjusting the settings on their browser. However, this is not recommended, as disabling cookies may also disable certain functionality and features of the site. Please for more details please see cookies notice.
10. Disclosure to Third-Parties
Asides situations where Bujeti may be required to disclose Personal Data of individuals in accordance to a legal obligation in response to requests by government authorities or law courts on matters involving national security or law enforcement requirements, Bujeti will not pass on its data subjects’ Personal Data to third parties without first obtaining consent.
In situations where the processing of Personal Data will involve investigation of potential violations of Bujeti Terms of Service, fraud prevention/mitigation, security issues management, and the preservation of the rights and freedom of staff, customers, and clients, Bujeti shall establish an appropriate legal ground for such data transfers.
Bujeti has put in place, to the best of its ability and in line with standard global practices, physical, technical, and organisational measures (including secure encryption and anonymisation) to ensure the optimum protection of Personal Data, which also extends to data transferred or shared with third-parties.
11. Cross-Border Transfers
Bujeti may also engage third parties abroad (such as other financial institutions, contractors, government-authorised agencies, etc.) that will receive Personal Data for certain purpose(s) as part of Bujeti processing activities and process them Bujeti behalf. Where this is the case, Bujeti will enter into a Data Processing Agreement with the third party and also ask for your consent if the purpose of processing was not initially stated on inception and be satisfied that the third party has adequate measures in place to protect the data against accidental or unauthorised access, use, disclosure, loss, or destruction.
In such a case where the disclosure is to third parties outside the jurisdiction of the NDPA, Bujeti will ensure that the third party meets the core global regulatory standards prior to the transfer. In determining whether such protection exists, Bujeti Limited shall take into account the factors recognised under Section 42(2) of the Nigeria Data Protection Act. This may include transferring Personal Data to a third party where Bujeti is satisfied that:
(a) The recipient country ensures the availability of enforceable data subject rights, including the ability of individuals to enforce such rights through administrative or judicial redress, and where the legal system upholds the rule of law.
(b) There exists an appropriate instrument or cooperation framework between the Nigeria Data Protection Commission (NDPC) and a competent authority in the recipient jurisdiction that guarantees adequate protection for Personal Data.
(c) The legal framework governing the recipient country provides clear safeguards regarding access by public authorities to Personal Data, including scrutiny of such access with regard to the degree of derogation from privacy rights permitted by law, the necessity and proportionality of the processing, the frequency of such access, and the availability of effective remedies and fair hearing for affected data subjects.
(d) The recipient country maintains an effective and enforceable data protection law, enacted by a competent legislative authority, which is currently in force, not subject to arbitrary override by other laws, and not susceptible to repeal or amendment through administrative action except in circumstances that promote the protection of fundamental freedoms consistent with the Universal Declaration of Human Rights (1948) and recognised principles of international law.
(e) There exists an independent and competent supervisory authority responsible for data protection, established by the sovereign authority of the recipient country, with adequate enforcement powers and whose decisions on enforcement of data subject rights are subject only to appeal or review by courts of competent jurisdiction.
(f) The recipient country demonstrates relevant international commitments and participation in multilateral or regional frameworks relating to data protection and privacy, including adherence to recognised conventions and cooperation mechanisms that promote cross-border data protection standards.
You may request that we do not share your Personal Data with third parties. Please contact us via email if so: contact@bujeti.com. Please be advised that you may lose access to certain services that we rely on third-party providers for.
12. Retention of Records
Bujeti stores a broad spectrum of personal information, which indicates that retention periods differ with the type of data collected and stored. All information Bujeti holds is stored and retained, stored and destroyed in compliance with NDPA's guideline on the retention of records and Personal Data.
Bujeti will retain your Personal Data as long as the information is active on our systems and necessary for service delivery purposes. This retention period is verified and established with special considerations to the following areas:
The requirements of Bujeti
The type of Personal Data
The purpose of processing
Lawful basis for processing
The categories of data subjects
Details of Personal Data retention periods for the different categories of Personal Data are captured in the Records of Processing Activities document (internal document).
This retention period is established to enable Bujeti to use the Personal Data for the necessary legitimate purposes identified, in full compliance with the regulatory requirements. When the Personal Data is no longer needed or beyond the stipulated retention period, Bujeti will delete or destroy it from it’s systems and records, or take steps to securely archive it while protecting your identity and privacy rights as the case may be.
13. Data Subject Rights
At any point while Bujeti is in possession of or processing Personal Data, the data subject has the right to:
Request a copy of the information that Bujeti holds about them
Correct the data that is inaccurate or incomplete
Ask for their data to be erased from Bujeti systems/records
Restrict processing of their Personal Data where certain conditions apply
Have their data transferred to another organisation
Object to certain types of processing like direct marketing
Object to automated processing like profiling, as well as the right to be subject to the legal effects of automated processing or profiling
Complain and pursue judicial review in the event that Bujeti refuses their request under rights of access without a clear and justifiable reason as to why
All of the above requests will be forwarded on should there be a third party involved in the processing of your Personal Data.
14. Data Security
By continuing to use our website in any manner, you manifest your continuing assent to this Policy. You further acknowledge, agree, and accept that no transmission of information or data via the internet is always completely secure, no matter what steps are taken. You acknowledge, agree, and accept that we do not guarantee the security of any information that you provide to us, and that you transmit such information at your own risk.
15. Opting out of transmittals from us
From time to time, we may send you information or marketing, such as announcements or other information. If you wish to opt out of such communications, you may contact the following email: marketing@bujeti.com You may also click the opt-out link which will be provided at the bottom of any and all such communications.
Please be advised that even though you may opt out of such communications, you may still receive information from us that is specifically about your use of our website or about your account with us.
By providing any Personal Data to us, or by using our Website in any manner, you have created a commercial relationship with us. As such, you agree that any email sent from us or third-party affiliates, even unsolicited email, shall specifically not be considered SPAM, as that term is legally defined.
16. Protection of Personal Data
Bujeti takes reasonable measures to protect Personal Data from unauthorized access, disclosure, alteration, or destruction. We have put in place strict measures and technologies to prevent fraud and intrusion.
Our employees are trained in data protection and security to respect and preserve the confidentiality, integrity, and availability of information held by us.
17. Complaints
If, for any reason, a vendor/contractor, customer, or staff member wishes to make a complaint about how Bujeti (or any of Bujeti third parties) handles or have handled their Personal Data, or how their complaint has been handled, they have the right to lodge a complaint directly with the supervisory authority and Our Data Protection Officer.
Below are the details for each of these contacts:
Supervisory Authority Email: dpo@ndpc.gov.ng
Data Protection Officer (DPO) Email: dpo@bujeti.com
18. Changes to this policy
We reserve the right to modify, revise, or otherwise amend this Policy at any time and in any manner. We will notify you of any changes by posting the new Policy on this Website. We will let you know via email and/or a prominent notice on our Service, prior to the change becoming effective.
You are advised to review this Policy periodically for any changes. Please note that changes to this Policy are effective when they are posted on this Website.
19. Right to lodge a complaint
If you believe your data rights have been violated, you have the right to file a complaint with the Nigeria Data Protection Commission (NDPC)
Website: https://ndpc.gov.ng
